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Freezing Pipes Burst! Am I Covered?

Freezing temperatures can cause pipes in your home to burst and cause significant water damage. Does homeowners insurance protect you! We explore what is and is not covered in a typical homeowner’s policy.

Life vs. Accidental Death Insurance

Life insurance and accidental death and dismemberment insurance are often confused with on another. Learn how each serve an important role in your financial well-being.

Auto Insurance: If You Have Children, Then You MUST Buy This Coverage

Automobile accidents with pedestrians are often catastrophic events. This additional automobile insurance coverage protects you from a financial catastrophe if a hit-and-run accident injuries a family member.

Why Annuities?

Annuities are financial products that provide a guaranteed income stream to protect someone from outliving their assets.

Benefits of Dental Insurance

The benefits of enrolling in a dental insurance plan include no-cost preventative services, negotiated pricing, and help paying for many dental procedures.

Are You Ready for Your Insurance Review?

Let’s start 2020 right, with a review of your insurance needs. I know that I always bring this up around this year, but that’s because I believe it’s so important to take a half hour or so for a quick call to review your insurance needs.

What is General Liability Insurance for a Business?

General liability insurance is essential for protecting you, your business, and your employees in the event your company is sued.

Save on Your Premium

We all need insurance which means we all have premium to pay. We’ve compiled 9 top tips to reduce your premiums without sacrificing coverage.

What Happens if You Miss the ACA Health Insurance Enrollment Period?

Although missing the open enrollment deadline can result in having inadequate or costly coverage, you may still be able to make health insurance coverage changes without waiting until 2020 (although there is no guarantee).

What Happens if You Miss Medicare Open Enrollment?

Missing the open enrollment deadline can result in having inadequate or costly coverage. However, you may still be able to make Medicare coverage changes without waiting until 2020 (although there is no guarantee).

Important Information About the 2020 ACA Health Insurance Open Enrollment

Don’t forget the open enrollment period for you to sign for health insurance ends on December 15 so you don’t have a lot of time to find the plan that’s right for you.  Here is some helpful information to keep in mind as you are making your decision. Rates – It looks like the rate increases […]

Good News: Part D Donut Hole Closes in 2020

For stand-alone Part D prescription drug plans, the maximum allowable deductible for standard Part D plans will increase to $435 in 2020, up from $415 in 2019. The out-of-pocket threshold (where catastrophic coverage begins) will increase significantly, from $5,100 in 2019 to $6,350 in 2020 (the copay amounts for people who reach the catastrophic coverage level […]

Affordable Care Act Open Enrollment – Important Dates and What’s New

The open enrollment period for the Affordable Care Act (Obamacare) here. Signed into law in 2014, the legislation overhauled and expanded regulations to the nation’s health care system. This year, not much has changed in Washington, but the marketplace is shifting and deadlines will still need to be met.   Important Dates: One of the constants […]

What is a Certificate of Insurance Form and Why You Need to Understand It

Certificates of insurance can protect you and your business from the negligence of others if they cause damage or injure someone.

Medicare’s Open Enrollment Period is Here!

Why compare Medicare coverage options again for 2020? Plans change and your health care needs or situation may have changed, too. Plus, you might save money.